AmeriGroup Well being Insurance coverage Firm
A publicly traded firm that serves over one million Individuals, the AmeriGroup Well being Insurance coverage Firm could also be in your checklist of potential suppliers when searching for an insurance coverage quote.
Earlier than you determine on the perfect medical health insurance firm in your wants, you’ll have to know sure issues in regards to the firm. AmeriGroup Well being Insurance coverage Firm gives protection in 11 states and DC. The information below will allow you to consider this medical health insurance firm and determine if AmeriGroup is best for you.
When you’re completed studying the AmeriGroup medical health insurance firm evaluation, then use our free comparison software on the high on the web page to avoid wasting yourself some cash in your medical health insurance charges by evaluating quotes from competing insurance coverage corporations.
Information About AmeriGroup Well being Insurance coverage Firm
AmeriGroup was based in 1944 with the intention of serving two to handle well being take care of low revenue sufferers and people with disabilities. In 2001 the corporation made a preliminary public, providing and first appeared on the NASDAQ.
The numerous distinction with AmeriGroup is that it’s designed for low revenue sufferers. The corporate’s purpose is to function with two authorities to design higher functioning programs that can lower your expenses and permit them to supply protection to extra individuals.
Based on the corporate web site AmeriGroup:
- Presently insures over 1.7 million Individuals
- Employs over 800 physicians, nurses and different crucial workers
States Presently Served By AmeriGroup Well being Insurance coverage Firm
- New Jersey
- New Mexico
- New York
- South Carolina
AmeriGroup Well being Insurance coverage Firm Authorities Accomplice
One of many very distinctive elements of AmeriGroup is that they work instantly with authority directors to supply particular Medicaid and Medicare packages. These embody:
- TANF Non permanent Help for Needy Households
- SSI, Social Safety Initiative
- LTC Long run take care of sufferers and their suppliers
- SCHIP State youngsters’s medical health insurance program for uninsured youth
Resulting from the truth that AmeriGroup is so devoted to working with needy sufferers, their impartial auditor rankings usually decrease than purely for revenue, personal organizations. Preserve that in thoughts when evaluating rankings between the completely different corporations.
They’re extremely rated, nevertheless, by the Nationwide Committee for High quality Assurance for his or her illness administration packages that assist suppliers and sufferers address power illnesses. So far this program covers illnesses together with bronchial asthma, schizophrenia, HIV/AIDs, power obstructive pulmonary illness, diabetes and extra.
What You Ought to Ask AmeriGroup Well being Insurance coverage Firm
In case you’re getting a quote from AmeriGroup or another insurer, it’s worthwhile to know the solutions to loads of questions. These might embody:
- What’s my month-to-month premium?
- What’s my yearly deductible?
- What is my co-pays?
- Do I’ve to select from a community of medical doctors?
- Is there any preventative care included?
- What if I’ve a power or acute situation already recognized?
- Is my plan, HSA suitable?
Not like different insurance coverage corporations, AmeriGroup companions with a number of authorities, organizations and is ready to supply low price well being care to those that want it. It is a large profit in a rustic that has so many uninsured individuals.
State Advantages By way of AmeriGroup Well being Insurance coverage Firm
Since every state authorities are a bit completely different, the way in which AmeriGroup operates depends upon the particular state. In Ohio, for example, they’re a part of the Line D Households and Kids (CFC) and the Aged, Blind, and Disabled packages.
In Texas they take part in a number of Medicaid managed care and Kids’s Well being Insurance coverage packages like STAR, STAR+PLUS, CHIP and CHIP Perinatal. Whereas all states function otherwise, AmeriGroup works with state authority officers to be sure that the instruments are in place to supply care in every scenario.
CHIP is the Kids’s Well being Insurance coverage program which was designed as hole protection for households who make an excessive amount of for Medicaid, however who can’t afford personal medical health insurance. Uninsured youngsters are eligible.
Prenatal Care with AmeriGroup Well being Insurance coverage Firm
One of the vital spectacular advantages AmeriGroup gives is too low revenue ladies who’re anticipated to have a child. Not solely does this insurer reply to pregnant ladies, they actively search for them, name with questions and supply vital care earlier than a baby is even born. AmeriGroup anticipate to serve over 57,000 ladies within the coming 12 months. An expectant mother with this cowl will obtain:
- Evaluation screening
- A nurse for prime threat instances
- An obtainable community of obstetricians
- Cell phone and mail reminders of appointment
- Journey helps in some states
- 24 hour nurse assists line
Evaluate AmeriGroup Well being Insurance coverage Quotes With Quotes From Different Prime Insurance coverage Firms Now!
These are the particular advantages that make one insurer stand out over one another when you have got particular wants. It’s straightforward to get a quote on these wants from high corporations like AmeriGroup, BCBS, Aetna, United Healthcare, Humana, WellPoint, PacifiCare, and others by going to the free software above and getting began saving cash on medical health insurance proper now.