College students are within the new college 12 months opening ceremony on the Thinh Quang Major Faculty in Hà Nôị. Medical insurance will cowl all Vietnamese college students nationwide. — VNS Picture Thu Trang
Viet Nam Information , Trần Đình Liệu, Deputy Director of Việt Nam Social Insurance coverage, speaks to the newspaper Tiền Phong (Vanguard) on his company’s purpose to have all Vietnamese college students be a part of the medical insurance scheme.
What medical insurance coverage has the Việt Nam Social Insurance coverage provided to Vietnamese college students on the onset of the brand new college 12 months?
With directions and steering from the Celebration and Authorities’s insurance policies, the Social Insurance coverage sector has labored intently with all schooling institutions nationwide to have broad and complete protection of medical insurance for all Vietnamese college students.
To realize this goal, now we have adopted versatile insurance policies, together with an installment funds mechanism to assist ease mother or father’s monetary burden for his or her youngsters on the onset of the brand new college 12 months.
Underneath our present medical insurance coverage, all college students are entitled to register their well being checks or therapies at major well being care centres on the communal/district degree or any healthcare centre which is close to their college, school or college. In particular circumstances, referral to larger rating hospitals shall be allowed.
What are the challenges in implementing broad well being protection for college students?
At current, our medical insurance coverage for college students continues to be going through various challenges.
Our present Legislation on Well being Insurance coverage has said clearly that becoming a member of medical insurance is obligatory for all Vietnamese residents. Nonetheless, till now Việt Nam doesn’t have any mechanism requiring all residents to hitch medical insurance. This has change into a problem for the medical insurance sector. In some provinces/cities, the share of scholars becoming a member of the medical insurance scheme is decrease than the common share nationwide.
Nonetheless, in actuality, many college students and their dad and mom haven’t completely understood the constructive aspect of becoming a member of the medical insurance scheme. In the meantime, some native medical insurance workplaces haven’t paid due consideration to encouraging everybody, notably college students, to take part within the scheme. In the meantime, on the onset of the brand new college 12 months, fairly a couple of larger instructional establishments, together with faculties/universities, haven’t paid due consideration to educating their college students on their duties, together with the regulation on medical insurance.
Underneath the present Well being Insurance coverage Legislation, the scholars solely need to contribute 70 per cent of the medical insurance prices whereas the opposite 30 per cent is roofed by the Authorities. But, in actuality, some 7 per cent of scholars have nonetheless not joined the nationwide medical insurance scheme. In the meantime, the share of common college college students becoming a member of the medical insurance scheme is way larger than college/school college students. But, amongst college college students, extra 1st 12 months college students be a part of the scheme than these within the 2nd, third and 4th 12 months.
The 2018-2019 college 12 months has began, does the medical insurance sector have any plan to get extra college students to hitch the scheme?
To realize the goal of 100 per cent of scholars taking part within the medical insurance scheme, now we have ordered all insurance coverage workplaces nationwide to be proactive in encouraging college students to hitch the scheme.
We now have even requested the Ministry of Schooling and Coaching to set particular targets for every college to encourage their college students to take part within the medical insurance scheme.
Within the 2017-2018 college 12 months, some 93.5 per cent of scholars nationwide participated within the medical insurance scheme. And within the 2018-2019 college 12 months, we wish all college students to take part within the medical insurance scheme. It is a massive problem, however we’re assured that the goal is achievable. — VNS
In line with statistics from the Việt Nam Insurance coverage Company, the share of scholars becoming a member of the medical insurance scheme is rising. In 2010-2011, some 70 per cent of pupils and college students joined the medical insurance scheme. However in 2012-2013 the determine jumped 80 per cent; in 2014-2015, it was 88.5 per cent; in 2015-2016, it was 90.5 per cent; in 2016-2017, it was 92.5 per cent and in 2017-2018, it was 93.5 per cent, equal to 16.5 million college students.